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Our terms, policies and disclosures.

terms

  • Terms and Conditions

    The website policy that applies when you use this site, covering information collection, cookies, tracking and security.

    Last updated 14 September 2026

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complaints

  • Complaints

    How to make a complaint, how long we take to respond, and how to escalate to AFCA.

    Last updated 25 June 2024

fees

  • Other Fees

    The conditional charges that may apply if an account falls into arrears.

    Last updated 10 September 2026

Moneyspot

MoneySpot offers small and medium amount loans of $200 to $5,000, funded online in as little as an hour. ASIC regulated, AFCA member.

MoneySpot Finance Pty Ltd, ACN 166 488 197, Australian Credit Licence 450305. Member of the Australian Financial Complaints Authority (AFCA).

Representative example: borrow $200 over 3 months at to be confirmed p.a. Fees and the total repayable are disclosed before you apply, final wording pending compliance sign-off.[to be confirmed, awaiting sign-off]

MoneySpot Finance Pty Ltd holds Australian Credit Licence 450305. All applications are subject to assessment and approval. Our loans are Small Amount Credit Contracts and Medium Amount Credit Contracts as defined under the National Consumer Credit Protection Act 2009. All fees, charges and repayment terms are set out in full in your credit contract before you sign.

*The comparison rate is 65.4962% p.a., calculated on a $2,500 loan over 2 years.

Note: this comparison and term is prescribed to be used as an example under Australian law (National Consumer Credit Protection Regulations 2010 (Cth) Reg 97). Moneyspot does not offer loans over a 2-year term.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. (Reg 99(4))

Figures current as of 2026-09-09. © 2026 MoneySpot Finance Pty Ltd.

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