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Legal & policies

Complaints

Last updated 25 June 2024

Information

We always appreciate feedback and seek to address customer concerns as soon as possible.

When complaints are made or disputes arise we will do our best to resolve the issue at the first point of contact.

When necessary, we will ask you to write to us setting out the details of your complaint. We will acknowledge receipt of your written complaints by return email setting out our Complaint Handling procedure and how to contact us for further information. We may ask you for further information to help us address your complaint.

You can lodge a complaint by phone, email or in writing.

We aim to resolve complaints within 3 working days. If it is likely to take any longer, we will keep you informed of progress. Some situations may require an investigation requiring more time. We will keep you informed of progress.

Or write to us at:

  • Complaints Officer
  • PO Box 1006,
  • Strawberry Hills NSW 2012

If we cannot resolve the complaint to your satisfaction, then you have the right to lodge the dispute with the independent dispute resolution scheme, the Australian Financial Complaints Authority (AFCA).

A dispute can be lodge with AFCA electronically through their website or by mail.

MoneySpot Finance Pty Ltd, ACN 166 488 197, Australian Credit Licence 450305. Member of the Australian Financial Complaints Authority (AFCA).

Representative example: borrow $200 over 3 months at to be confirmed p.a. Fees and the total repayable are disclosed before you apply, final wording pending compliance sign-off.[to be confirmed, awaiting sign-off]

MoneySpot Finance Pty Ltd holds Australian Credit Licence 450305. All applications are subject to assessment and approval. Our loans are Small Amount Credit Contracts and Medium Amount Credit Contracts as defined under the National Consumer Credit Protection Act 2009. All fees, charges and repayment terms are set out in full in your credit contract before you sign.

*The comparison rate is 65.4962% p.a., calculated on a $2,500 loan over 2 years.

Note: this comparison and term is prescribed to be used as an example under Australian law (National Consumer Credit Protection Regulations 2010 (Cth) Reg 97). Moneyspot does not offer loans over a 2-year term.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. (Reg 99(4))

Figures current as of 2026-09-09. © 2026 MoneySpot Finance Pty Ltd.